Personal Capital, Seeking Alpha, and Morningstar are a few of the best portfolio tracker apps available. These apps offer a wealth of investment analysis tools in both their free and paid versions; have proven track records of good investing tips; and provide abundant educational resources, among other impressive features.

Following your investments shouldn’t be a headache. But it certainly can be if you have to manually check a bunch of different accounts one by one.

You may have a workplace retirement plan at your current job, along with other plans from your previous positions, too. Factor in taxable investment accounts, IRAs, and investing app accounts, and you could find yourself with investments spread across more brokerage firms than you can name.

Thankfully, a number of software solutions exist to help make tracking your finances more manageable. Here’s a roundup of the best portfolio tracker apps I’ve found.

Overview: Best portfolio tracker apps

Personal Capital: Best free portfolio tracker

The 8 Best Investment Tracking Apps To Monitor Your Investments - Personal Capital

Personal Capital is a wealth management service that also offers investment tracking tools to everyone for free. 

Personal Capital’s investment tracking is helpful because it gives you a quick picture of your total investments in one place. If you simply want to check your net worth, you can do so quickly after logging into the dashboard.

Personal Capital has options to show you your portfolio’s performance over time compared to benchmarks; the changing makeup of your portfolio over time; and how your portfolio is allocated across all asset classes and sectors. It also has an investment checkup feature to show how your portfolio stacks up to their recommendations and a fee analyzer to help you see how much you’re paying to invest.

It’s important to point out that not all of your investments can be analyzed by Personal Capital. The asset class and sector breakouts may have certain investments they can’t classify, so you won’t always get a total picture.

The basic service is free though, so you can’t complain too much. Once you accumulate over $100,000 in investable assets, be prepared to deal with sales calls trying to get you to sign up for their paid wealth management services.

Pros

  • Basic investment tracking tools are free to access.
  • Investment checkup tool offers objective portfolio assessment.
  • Fee analyzer shows how much fees are eating into your investments.
  • Quickly check your net worth.

Cons

  • Not all investments can be analyzed by Personal Capital.
  • Those with over $100K invested must field sales pitches for Personal Capital’s paid wealth management services.

Learn more about Personal Capital or read our full review.

Seeking Alpha: Best for peer-reviewed investing advice

Seeking Alpha

Seeking Alpha calls itself “the world’s largest investing community” and backs up that claim by curating well-informed debates and discussions among its 20 million users — not unlike the Reddit of investing. 

However, what separates Seeking Alpha from, say, r/WallStreetBets is that most of its primary content — 10,000 fresh articles and ideas a month — comes from a pool of over 15,800 trusted contributors. These are successful advisors, analysts, and traders who have a proven track record of sharing quality, research-based advice. Therefore, the comments sections tend to remain civil, focused, and cooperative. 

In addition to a constant flow of fresh investing ideas, a Seeking Alpha Premium membership grants you access to their proprietary Quant Ratings — an algorithm which sniffs out bullish stock ideas like a prize truffle pig. It seems to be working just fine, too, as its “Strong Buy” suggestions have outperformed the S&P 500 every year since 2010

In terms of tracking, once you build your portfolio, Seeking Alpha provides an impressive amount of alerts, analytics, newsletters, Wall Street Ratings, and plenty more to ensure you stay in the know, even with its free, most basic membership. Unfortunately, the platform’s generosity with tracking tools comes with a catch; even its paid Premium membership is an “ad lite” experience. Plus, you’ll need to pony up for at least the Premium membership to link your brokerage accounts. 

But at least Seeking Alpha does connect to every major U.S. brokerage, plus many international ones. And the process is safe and secure, thanks to SA’s partnership with Plaid

Overall, if you’re looking for a more curated version of an investing subreddit — one that’s more TED than r/WSB — Seeking Alpha may be the platform for you. 

Premium membership costs $239 per year (or $29.99 monthly).

Pros

  • Free for Basic version
  • Constant flow of fresh investing tips and ideas from 7,000+ trusted contributors
  • Quant Ratings help guide trades for Premium members.
  • Proven track record with Strong Buy recommendations

Cons

  • Must be at least a Premium member to link brokerage accounts and see Quant Ratings.

Learn more about Seeking Alpha or read our full review.

Morningstar: Best for assessing mutual funds

The 8 Best Investment Tracking Apps To Monitor Your Investments - MorningstarMorningstar offers both free and paid options for portfolio tracking on its website. The free portfolio tracking features are pretty basic, but they get the job done. To track your investments, you’ll need to input the ticker symbol, number of shares, date purchased, purchase price, and commission paid.

Once you input your portfolio holdings, Morningstar will display your portfolio, including information such as:

  • Current share price
  • Dollar change in price
  • Percentage change in price
  • Shares held
  • The market value of your holdings
  • Percentage of a holding compared to your entire portfolio

Morningstar also gives a fund ranking for mutual funds (one to five stars), but individual stocks’ rankings require you to sign up for the premium service (Morningstar Investor). You can view the latest news on your holdings; your gain/loss for your holdings based on today’s price; and fundamental information about each holding, such as earnings per share, price-to-earnings ratio, and the stock’s industry or fund category. 

Other Morningstar Investor benefits include analyst reports, top investment picks, advanced screener options, and more. Morningstar Investor costs $34.95 per month or $249 per year.

Pros

  • Free for basic version.
  • The free version includes a range of resources, from financial news stories to investment tracking.
  • Star ratings offer users an easy means of comparing funds.

Cons

  • Paid account needed to see Morningstar’s assessments of individual stocks.
  • Morningstar Investor’s $34.95 monthly price tag (or $249 annually) is a bit more expensive than some competitors.

Start a free trial with Morningstar now or learn more by reading our full review.

Stock Rover: Best for value and long-term holding

Sometimes the best apps and platforms aren’t made by billion-dollar companies, but just a couple of guys or gals who saw a market need. 

Two such guys were Howard Reisman and Andrew Martin, who in 2008 had grown tired of checking 17 different websites to see 41 different analytics about a particular stock. So they built Stock Rover — a canine-themed analytics aggregator that lets you “sniff out” several hundred performance metrics of a stock or ETF from a single dashboard. 

In three words, Stock Rover is simple, cheap, and effective. Even its most basic, free membership will let you connect to your U.S.-based brokerage account, upload your portfolio, and set alerts for dips, unusually high trading volume, etc. Upgrade to an Essentials membership and you’ll unlock the ability to analyze over 7,000 stocks and ETFs for over 260 metrics, plus an overall viability assessment from Stock Rover’s proprietary screening algorithms. 

Now, Stock Rover’s low price does come with a few shortcomings. The platform lacks the social/community features of many of its contemporaries, it doesn’t track forex or crypto, and it doesn’t have a mobile app. That makes it much less appealing for day traders who probably seek a more fully-featured playground. 

But for passive investors and long-term holders, Stock Rover is an excellent companion to have. Like its mascot, Stock Rover is always ready to play — but chill and low maintenance when you’re not around. 

Pros

  • Free, basic membership facilitates portfolio monitoring.
  • Essentials membership offers great features (portfolio rebalancing, detailed analytics, alerts, etc.) at an affordable price ($7.99 per month; $79.99 per year).

Cons

  • No mobile app
  • No cryptocurrency or forex tracking

Learn more about Stock Rover.

Yahoo! Finance: Best for affordable premium features

The 8 Best Investment Tracking Apps To Monitor Your Investments - Yahoo! Finance

Yahoo! Finance offers a portfolio tracker that allows you to link accounts with certain brokers for automatic portfolio tracking. If your broker is omitted, you can still manually input your investments for monitoring.

The free version offers interactive charts to help you keep track of performance, unlimited portfolio inputs, watch list items, and lot creation for each investment lot you buy. If you want extra features, you can pay to upgrade to Yahoo Finance Plus starting at $20.83 per month.

Yahoo Finance Plus helps more with active investors than those just looking to watch their investments. It offers daily trade ideas, curated research, advanced portfolio tools and analytics, premium notifications and alerts, monthly education webinars, and more.

Pros

  • Free portfolio tracking
  • Daily trade ideas with Yahoo Finance Plus
  • Paid version is more affordable than competitors’ premium versions

Cons

  • Free version doesn’t automatically link with all brokers.

Learn more about Yahoo! Finance.

Microsoft Excel or Google Sheets: Best for those who want full control

The 8 Best Investment Tracking Apps To Monitor Your Investments - Microsoft

If you’re worried about sharing passwords, information, or the security of your investment accounts, Microsoft Excel or Google Sheets may be the answer you’re looking for. These spreadsheet software tools allow you to create virtually anything you want. There are plenty of pre-built templates you can download, too.

These options are more secure because you have to input the information about your holdings into these tools manually. You may be able to build import tools that strip information from your investment firm’s downloadable CSV (comma separated values) files, but that’s beyond the standard investor’s knowledge.

Excel offers tools to download and update data based on investment ticker symbols. If you input your current share number holdings and create a reliable spreadsheet, you should only have to update your holdings to see how your investments perform.

The manual process helps you appreciate the information more. You have to log in to each account and manually input each number, allowing you to think about your investments a bit more than a passive aggregation tool. It also makes you consider simplifying your investment life so you don’t have to log in to so many accounts each time you want to update your spreadsheet.

Pros

  • Completely free
  • You likely already use these apps.
  • Completely customizable based on what you want to build.

Cons

  • Manual input can be very time consuming.

Learn more about Microsoft Excel or Google Sheets

What is a portfolio tracker app?

A portfolio tracker app allows you to keep an eye on all of your investments in one place. In some cases, these apps automatically import your investment transactions. In other cases, you have to manually input transactions. 

Most investment tracking apps automatically update your investments’ value based on current prices and the number of shares you own. Some apps do not have this feature, though. Others may have delayed data that only updates once per day.

Who should use a portfolio tracker app?

Using a portfolio tracker app may give you the knowledge you need to manage your finances properly. If you have investment accounts at several brokerages, you need to look at the big picture of all your investments combined.

An investment tracking app that automatically updates your investments makes this much easier and less time-intensive. Some apps even give you insights into your overall costs, asset allocation, and other critical investing concepts that you can use to make better decisions about how to invest moving forward. Without this information, you may accidentally invest in a way that doesn’t help you meet your true investing goals. 

For instance, you may not realize that mutual funds from two different brokerages actually hold similar investments and aren’t providing the diversification you were hoping for. In other cases, you may not realize your asset allocation is overweight in stocks, leaving you open to a larger-than-anticipated decline if markets drop in price rapidly.

Read more: Best investment accounts for young investors

Who shouldn’t use a portfolio tracker app?

Investment tracking apps aren’t perfect and many people have legitimate concerns with them. The most common concern is that the apps aren’t safe. Many require you to give login information to your brokerage accounts to set up automatic data feeds. 

Giving away this information can seem like a bad idea for several reasons. First, data breaches are common in today’s world. The last thing you want to happen is to have your investment account password leaked out. Next, you may be worried that giving these apps access to your accounts could result in fraudulent activity.

Investment tracking apps generally have very detailed security procedures in place to help address these risks. For instance, most apps have read-only access to your investment accounts, which means they can’t make transactions in your accounts. 

But even with all of those security measures in place, you shouldn’t use investment tracking apps if you’re really worried about your information being stolen. No app can be entirely secure, so there is always at least some level of risk. 

A more secure alternative to automated portfolio tracking apps is to use a manual-input strategy for tracking your investments via Excel or Google Sheets.

How to choose the best portfolio tracker app for you

Choosing the best portfolio tracker app for you comes down to a handful of factors. First, you must decide if you want a free app or a paid app. Then, determine which features you absolutely want.

Each person will prioritize different features in an investment tracking app, such as:

  • A big-picture view of your portfolio’s value
  • An asset allocation breakdown across all your mutual funds and ETFs
  • Proprietary ratings of individual stocks and funds

Check if the features you want are available among your shortlist of free or paid apps. And don’t forget to consider user reviews in the app store, as they may reveal common issues that the app may have.

FAQs

Are portfolio tracker apps safe to use?

Portfolio tracker apps are generally safe to use, but no app is truly bulletproof. While investment tracking apps put a great deal of effort into security, a data breach or hack is technically always possible.

How do I know which portfolio tracker apps work with my particular accounts?

If you want to be sure your investment accounts can be linked to a portfolio tracker app, look for a list of compatible accounts on the app’s website. If this doesn’t exist, try calling the customer service number and asking. Unfortunately, this doesn’t always produce an answer. If the app is free, consider signing up for an account and simply looking for your investment account. If there’s no free version of the app available, look to see if the app has a money-back guarantee before signing up.

Do different portfolio tracker apps work better for certain types of investors?

Not all portfolio tracker apps are built the same. An active trader likely needs much more detailed information than a long-term index investor. Simpler apps that track basic portfolio value may be perfect for the long-term index investor. That said, the active trader probably wants an app that provides information about asset allocation and tracks detailed historical data on their portfolio.

Summary

The apps listed above are a great starting place to find the right solution for complete portfolio oversight. Examine your investment situation and pick an app that helps you become a better investor. 

For some, that means paying for a more robust app. For others, a free app or spreadsheet will take care of their needs.

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About the author

Total Articles: 71
Lance Cothern is the founder of Money Manifesto, a personal finance blog that helps people to master their money so they can live their ideal life. In addition to blogging, he enjoys spending time at the beach with his family. You can connect with Lance on Twitter, Facebook, and LinkedIn.