MoneyUnder30.com
MoneyUnder30.com

How To Open Your First IRA

Unfortunately, most of us in our 20s and 30s can't rely on the government or a fixed pension to provide financial security when we grow older. As a result, we face a sobering choice: Save -- often and early so you can one day stop working … [Read more...]

The Best Travel Credit Cards That Reward Everyday Purchases

A few weeks ago, we wrote about ways you can earn free travel even if you’re not already a frequent flyer. Instrumental in that saving up enough miles for a gratis vacation is racking up the points using a travel rewards credit card. Specifically, … [Read more...]

When Good Credit Isn’t Enough: Why You Could Be Denied A Credit Card Despite Your Excellent Score

It’s bound to happen to all of us at one time or another – you go to apply for a new credit card (or an auto loan, mortgage or any other line of credit) and, out of nowhere, they turn you down. Application declined. You’re shocked. Angry. And – … [Read more...]

iBank Review: Financial Software for Macs (Nope, Not a Web App; That’s a Good Thing)

If you’re a Mac user looking for full-featured software to automatically aggregate your bank accounts, track your spending, and manage your investments, your search may be over with iBank. We’ve been tracking numerous budgeting Websites and apps si … [Read more...]

Is Your Student Loan Debt ‘Worth It’?

Right now, Americans like you have over $1.2 trillion in student loan debt. Even worse, 1 in 3 loans are in some stage of default. But I didn't need to see those stats to know that the student loan crisis is real. When I polled Money Under 30 r … [Read more...]

With This One Simple Mental Trick, You’ll Be Amazed at How Much More Motivated You’ll Be to Save

Are you a natural-born saver or a natural born spender? If you're like me and you find it difficult -- even unnatural -- to hang onto your money, it might help to reframe how you think about saving. Browse any personal finance book or blog and … [Read more...]

23 Things Beginners Absolutely Must Know About Saving For Retirement

If you're reading this, good for you. It means that you're at least willing to admit that you should get around to doing something about saving for retirement. Ugh. I know. There's nothing fun about this. Saving hurts, for one. And retirement … [Read more...]

Got Side Income? Pay Fewer Taxes and Juice Your Savings at the Same Time

Comedian Jay Leno is a master of the side hustle. Jay has said “I live on the money I make as a comedian, and I put all the TV money in the bank.” For years, we all knew Jay as the host of Tonight Show, but to him, that was his side gig! He knew th … [Read more...]

Traveling Abroad? The Best Credit Cards for International Travel (And Some You Should Absolutely Leave At Home)

Travelling abroad? Make sure you have the right plastic. The best credit cards for international travel don't charge excessive foreign currency credit card fees, are accepted worldwide, and offer concierge-level service to help with your … [Read more...]

How to Start Travel Hacking: Fly for Little or Nothing (Even in First Class)

This July, I’m flying my family of four from Portland, Maine to San Antonio for a family wedding...for free. Had I paid for the airfare, the cost would ring in at over $2,000. Also awesome: I’ve gotten free first-class upgrades on about six out … [Read more...]