MoneyUnder30.com

What’s The Smartest Way To Repay Your Student Loans?

October marks the end of the six-month grace period on many federal student loans. For recent graduates, that means the free ride is over and you’ll have to start making monthly student loan payments. Whether you’re just beginning to repay your stu … [Read more...]

What Credit Score Do You Need To Get Approved For A Credit Card?

If you're looking to be approved for a credit card, you'll need to have a credit score that meets the bank's minimum criteria. This is why we hammer home this advice here on Money Under 30: Know your credit score. Keeping track of your credit … [Read more...]

How To Buy An Engagement Ring Online

Recently I was reflecting on my experience shopping for Lauren's diamond engagement ring. (I proposed at Christmas, as many guys do, so I was shopping for the ring about this time of year.) As a result, I decided to revive this important post on … [Read more...]

How I Save For Short-Term Goals

What are you doing with money you’re setting aside for short-term savings goals? Money you’re saving for eventual retirement or financial freedom should be invested in stocks that have the potential to outpace inflation in the long-run, but you don … [Read more...]

How Much Should Be In Your 401(k) At 30?

What should your contribute to your 401(k)? How much should you have invested for retirement at 30, 40, 50, etc? These are good questions. Here, I try to answer them, but I should warn you: Personal finance is PERSONAL! The more you can c … [Read more...]

Quicken 2015 for Mac Review

When it comes to finding a tool to help you track and manage your money, these days are so many choices it can be overwhelming to choose. There are many excellent online personal finance tools, hundreds of mobile apps, powerful spreadsheet budgets … [Read more...]

Health Insurance: Understanding Your Deductible, Co-pay, & Out-of-Pocket Maximum

Is anybody else totally confused by health insurance benefits? Even when insurers break down plan benefits in neat grids, you need to know the difference between deductibles, premiums, out-of-pocket maximums, co-pays, and co-insurance to know what … [Read more...]

LOYAL3 Review: An Easy, Inexpensive Way To Begin Investing

One of the most common questions I receive is “I want to start investing, but I don’t have a lot of money and I have no idea where to start.” The investing world is intimidating. There are hundreds of brokers to choose from and tens of thousands of … [Read more...]

Put Your Money On Autopilot

If I've learned one new thing in six years of blogging about money, it's this: The most important factor in financial success is not having a budget, meticulously avoiding debt, or choosing the right investments. It is having a system that makes the r … [Read more...]

Should You Buy Or Rent?

For most of us, buying a home (or not) is the biggest financial decision of our young adult lives. There’s no easy answer to the question “is it better to rent or buy?” It depends on so many factors: Your age, your finances, your neighborhood, your … [Read more...]