When Is It Time To Hire A Financial Advisor?

From time to time I get emails from readers who have realized that they need financial help that goes beyond reading blogs and books. Some readers’ finances have suddenly grown more complicated, either as the result of a new job or an inheritance, … [Read more...]

For Young Professionals, A New Way To Save On Your Student Loans

It’s easy to look at the state of student debt in the United States and get thoroughly bummed out. In 2012, 71 percent of all students graduating from four-year colleges had student loan debt, with an average debt of $29,400, according to The Ins … [Read more...]

Shop At Target? The Target Red Card Is A No-brainer Perhaps you’ve heard this advice before: Store credit cards are evil! When the clerk at Old Navy asks you “Do you want to save 10 percent today by opening up a credit card with us?” say, “no way, that’s stupid! Saving 10 perc … [Read more...]

How Smart Investing Could Significantly Lower Your Taxes

This is a sponsored post written by me on behalf of E*TRADE for IZEA. All opinions are 100 percent mine. Here’s a riddle: Jennifer and Mark are both 30-year old, single Americans with no kids. Jennifer and Mark both earn exactly $60,000 a year. Bu … [Read more...]

The One-page Financial Plan (And The Best Money Advice You’ll Get All Year)

Carl Richards/ Do you have five minutes? If so, here’s an exercise for you. All you need is a blank piece of paper and a Sharpie. At the top of the page, write down your net worth – how much money you have now minus any debt y … [Read more...]

Before You Apply, What You Need to Know About Balance Transfer Credit Cards

If you’re struggling with credit card debt, a balance transfer credit card can save you money on interest while you repay it. Fortunately, I haven’t used balance transfer credit cards in a long time (because I haven’t carried credit card debt in a … [Read more...]

Capital One Venture Credit Card: Still Tops for Travel Rewards

Capital One Venture Card The Capital One Venture Card pays double miles for every dollar spent. There is a $59 annual fee after the first year. View details or apply Capital One VentureOne Card The Capital One Venture Card pays … [Read more...]

Review: Discover it® Miles–Double Miles your first year

There’s a new miles rewards credit card on the market that offers a competitive choice for consumers with good credit who want to earn a better-than-average rewards rate without an annual fee. Discover it® Miles--Double Miles your first ye … [Read more...]

Is This A Better Use For Your Credit Card Rewards?

A majority of Americans prefer cash back credit card rewards to frequent flyer miles and other rewards programs, according to a recent study by That’s not surprising – after all – cash is king. But in addition to choosing a credit … [Read more...]

Finding A Credit Card That Will Approve You With Limited Credit History

Let me ask you something: Are you doing enough to build good credit? If you’re like an increasing number of our readers, you may find yourself well into adulthood without much of a credit history…or any credit at all. That may be because you wer … [Read more...]