Credit cards are not one size fits all. If you don’t realize that, you could end up missing out on valuable benefits or – worse -- paying a lot more than you have to in interest and fees by carrying the wrong card. Although I’ve written … [Read more...]
Tuition.io: A Free Site to Organize Your Student Loans
March 1, 2013 by 2 Comments
Whenever I talk to readers or do a survey, repaying student loans tops people’s priority list. It can feel like it’s difficult to get ahead in life until these big balances are behind us. Although I don’t always think that you should make … [Read more...]
Should You Save or Pay Off Student Loans?
March 1, 2013 by 23 Comments
One of the most common questions I get is "should I save or pay off student loans?" Although it can be daunting to start out with a lot of eduction debt, you may want to resist the urge to repay those student loans as fast as possible. Earlier … [Read more...]
Q&A: What Rate of Return Should You Use for Retirement Planning?
February 22, 2013 by 6 Comments
Q: What rate of return should a 20- or 30-something use when using a retirement planning calculator? (They are often preset to 6 or 8 percent). And does that include inflation? Depending on the assumptions I use, I get drastically different answers. … [Read more...]
Capital One Venture Credit Card Review
February 10, 2013 by
Capital One Venture Card The Capital One Venture Card pays double miles for every dollar spent. There is a $59 annual fee after the first year. View details or apply Capital One VentureOne Card The Capital One Venture Card pays … [Read more...]
How Do You Balance Saving for Retirement With Other Goals?
February 7, 2013 by 12 Comments
It’s perhaps the biggest financial quandary facing every young saver: Personal finance advice –- including our own --- implores you to save as much for retirement as possible. But the younger you are, the more likely you have other important … [Read more...]
Southwest Airlines® Rapid Rewards® Premier Credit Card Review
February 2, 2013 by
Southwest Airlines is a favorite affordable carrier for millions of Americans. Recently, Southwest and Chase released a new credit card: The Southwest Airlines® Rapid Rewards® Premier Credit Card. How does it compare to other major airline credit … [Read more...]
Best Credit Cards for International Travel
February 1, 2013 by 15 Comments
Travelling abroad? Make sure you have the right plastic. The best credit cards for international travel don't charge excessive foreign currency credit card fees, are accepted worldwide, and offer concierge-level service to help with your … [Read more...]
Personal Loans vs. Credit Cards
February 1, 2013 by 3 Comments
When life's big expenses crop up, it's always best to pay cash. But what if you can't? If you don't have emergency savings and suddenly face a car repair, tax bill, or some other major expense, you may have to borrow money to pay it. And most of the … [Read more...]
