What Percentage Of Income Can You Afford For Mortgage Payments?


What percentage of your income can you afford for mortgage payments? Do you use gross monthly income or take-home pay? Learn how much house you can afford with simple rules based on your monthly income.

How 20-somethings Use Credit Cards (And Why Many Don’t)


Young adults pay with debit cards and cash over credit cards three-to-one. Are we spending smartly or missing out on valuable perks credit cards offer?

Traveling Abroad? The Best Credit Cards for International Travel (And Some You Should Absolutely Leave At Home)

The best credit cards for international travel.

Planning on taking a credit card overseas? Make sure you pack the right plastic. Some cards tack on hefty fees for foreign charges and aren’t as widely accepted. We explain why having the right card matters and offer a few suggestions.

How To Choose A Credit Card (Wisely)


Most people only get a new credit card every few years. Learn how to comparison shop for credit cards and how to choose a credit card you’ll be happy with.

What Credit Score Do You Need To Get Approved For A Credit Card?

What credit score do you need to get approved for a credit card?

Being declined for a new credit card is frustrating. Improve your chances of approval by applying to cards that are suited to your credit score. Here we break down what credit scores are needed to get popular credit cards today.

How to Start Travel Hacking: Fly for Little or Nothing (Even in First Class)


Four out of 5 people sitting in first class aren’t rich—they’re smart. Enter the world of travel hacking to score rewards flights and free first-class upgrades on most of your flights. It’s all possible. Here’s how to start.

How To Get Approved For Your First Mortgage

How to get approved for your first mortgage.

Mortgage lenders tightened their fists after the recession, but it’s still possible for young buyers to get approved for a mortgage. What you need to know.

How Much Should You Spend on a Car in Your 20s?

How much should you spend on a car - MoneyUnder30

How much car can you afford? Find out how much you should spend on a car in your twenties and why — unless cars are your absolute passion — it’s probably way less than you think.

Best Credit Cards For Young Adults


Of the hundreds of credit cards out there, only a select few are worth having in your wallet—if you can qualify. Here are our picks for the best credit cards for young adults, taking into account young people’s often limited credit histories, which may make it more difficult for them to get approved.

Financial Independence In Your 30s; How Realistic Is It?

Achieving Financial Independence In Your 30s; How Realistic Is It

Achieving financial independence in your 30s or 40s is possible, but it might not be as easy as some people make it out to be. Here are the real numbers for reaching financial independence early.