MoneyUnder30.com

About David Weliver

David Weliver is the founding editor of Money Under 30. He's a cited authority on personal finance and the unique money issues we face during our first two decades as adults. He lives in Maine with his wife and two children.

How I Save

This post is part of the TaxACT How I Save blog tour which teaches you ways to keep more money in your pocket. Last year, TaxACT saved America over $240 million on tax preparation. How much can you save? To learn more about tips and strategies on … [Read more...]

Think You Can Beat The S&P 500 This Year? Let’s Try (Grow Your Dough Challenge 2.0)

I’m not one to advise you try to beat the stock market. Economist Paul Samuelson is famous for saying “Investing should be like watching paint dry. If you want excitement, take $800 and go to Las Vegas.” For the most part, I follow Samuelson’s a … [Read more...]

5 Secrets To Help You Change Your Habits For Life

This time of year, perhaps the last thing you want to read is another post about New Year’s resolutions and how to make them stick. Because we all know the majority of us January 1 do-gooders are skipping the gym, smoking and binging on cookies ag … [Read more...]

USAA: The Bank And Insurance Company You Should Use (If You Can)

It's tough to be a big bank. Consumers love to hate them and the government regulates everything they do. Still, they profit like bandits and line the pockets of their Wall Street executives with seven-figure bonuses. As a consumer, it can … [Read more...]

The 6 + 1 System For Financial Stability

How do you go from being flat broke to achieving -- if not wealth -- a state of financial comfort, freedom, and security? One step at a time. But: Do you know what your next step should be? I estimate that about 80 percent of questions I get … [Read more...]

Should You Take Out Loans To Pay For Living Expenses In Graduate School?

I get lots of emails from readers who are either going back to school or considering it. Certainly, finishing your degree or going on to get a professional degree can be one of the best investments you can make, provided of course you pursue a degree … [Read more...]

Lending Club Review: Get A Loan Without A Bank, Or Lend Money To Others

Today marked an exciting day for crowd-sourcing and social finance with the Lending Club initial public offering (IPO) on the New York Stock Exchange. I've been writing about peer-to-peer lending since 2006, when the trend was in its infancy. Back … [Read more...]

OptionsHouse: An Inexpensive Platform For New Investors And Active Traders Alike

For years, two little-known online stock brokers, OptionsHouse and tradeMONSTER, ranked among our most recommended brokers for new investors. The reasons were simple: Good customer service, good trading interfaces, leading mobile features, and … [Read more...]

The Roth IRA: What It Is, How It Works, And Why You (Definitely) Need One

Ready to start investing on your own? Then a Roth IRA is the first place to look. Jump to: Roth IRA Contribution Limits Roth IRA Income Limits Before I took a job at SmartMoney Magazine, terms like 401(k), Traditional IRA, and Roth IRA … [Read more...]

How Do You Hope to Improve Your Finances Next Year?

Ok, it's question time: What’s your top financial priority next year? Your other goals? Your---dare I say---financial resolutions? Please share your goals in a comment. I’m obviously writing this around the New Year, but it doesn’t matte … [Read more...]