MoneyUnder30.com

About David Weliver

David Weliver is the founding editor of Money Under 30. He's a cited authority on personal finance and the unique money issues we face during our first two decades as adults. He lives in Maine with his wife and two children.

USAA: The Bank And Insurance Company You Should Use (If You Can)

It's tough to be a big bank. Consumers love to hate them and the government regulates everything they do. Still, they profit like bandits and line the pockets of their Wall Street executives with seven-figure bonuses. As a consumer, it can … [Read more...]

Should You Take Out Loans To Pay For Living Expenses In Graduate School?

I get lots of emails from readers who are either going back to school or considering it. Certainly, finishing your degree or going on to get a professional degree can be one of the best investments you can make, provided of course you pursue a degree … [Read more...]

Lending Club Review: Get A Loan Without A Bank, Or Lend Money To Others

Today marked an exciting day for crowd-sourcing and social finance with the Lending Club initial public offering (IPO) on the New York Stock Exchange. I've been writing about peer-to-peer lending since 2006, when the trend was in its infancy. Back … [Read more...]

Asset Allocation For Young Investors

Anybody can -- and should -- be an investor. You don't need to study every issue of the Wall Street Journal or even be a "math person" to put your money to work for you in the stock market. There are -- however -- a few important concepts with … [Read more...]

FAQ: The Young Adult’s Guide To Affordable Health Insurance

For health insurance coverage beginning in 2015, the Open Enrollment Period is November 15, 2014 to February 15, 2015. If you get health insurance through your employer, this is the time anybody can make changes to your health insurance plan. (You … [Read more...]

What Should You Do With A Year-end Bonus Check?

After many years of school, I now have my first job and I expect to receive a year-end bonus somewhere between $5,000 and $10,000. What should I do with my bonus check? What kind of saving options do I have? (I will already have maxed out my 401k.) … [Read more...]

To Be Happy, Spend Money On Experiences, Not Possessions

Our generation takes a lot of flack from our elders for being lazy, coddled, entitled and (insert your derogative adjective here). Sure, there is truth to our critics’ claims: No, we don’t want to give up our best years to work 80 hours a week … [Read more...]

An Easier Way To Get Into Socially Responsible Investing

New investors wanting to dip their toes into the markets for the first time face an overwhelming number of complex decisions. For example: Which broker do you choose? Should you buy stocks, mutual funds, exchange-traded funds – or none of the a … [Read more...]

It’s Crazy, But We Hired Housecleaners; When Is It Time To Start Outsourcing Your Life?

One of life’s cruel realities is that when you’re young, you have plenty of time but little money. As you age, you earn a bit more money but careers, kids and other responsibilities consume your free time hour by hour. As any successful ent … [Read more...]

What’s The Smartest Way To Repay Your Student Loans?

October marks the end of the six-month grace period on many federal student loans. For recent graduates, that means the free ride is over and you’ll have to start making monthly student loan payments. Whether you’re just beginning to repay your stu … [Read more...]