MoneyUnder30.com
Simple. Honest. Personal finance.
MoneyUnder30.com

About David Weliver

David Weliver is the founding editor of Money Under 30. He's a cited authority on personal finance and the unique money issues we face during our first two decades as adults. He lives in Maine with his wife and two children.

iBank Review: Financial Software for Macs (Nope, Not a Web App; That’s a Good Thing)

If you’re a Mac user looking for full-featured software to automatically aggregate your bank accounts, track your spending, and manage your investments, your search may be over with iBank. We’ve been tracking numerous budgeting Websites and apps si … [Read more...]

Is Your Student Loan Debt ‘Worth It’?

Right now, Americans like you have over $1.2 trillion in student loan debt. Even worse, 1 in 3 loans are in some stage of default. But I didn't need to see those stats to know that the student loan crisis is real. When I polled Money Under 30 r … [Read more...]

With This One Simple Mental Trick, You’ll Be Amazed at How Much More Motivated You’ll Be to Save

Are you a natural-born saver or a natural born spender? If you're like me and you find it difficult -- even unnatural -- to hang onto your money, it might help to reframe how you think about saving. Browse any personal finance book or blog and … [Read more...]

Got Side Income? Pay Fewer Taxes and Juice Your Savings at the Same Time

Comedian Jay Leno is a master of the side hustle. Jay has said “I live on the money I make as a comedian, and I put all the TV money in the bank.” For years, we all knew Jay as the host of Tonight Show, but to him, that was his side gig! He knew th … [Read more...]

When Good Credit Isn’t Enough: The Shocking Reasons You May Be Denied a Credit Card Despite Your Excellent Score

It’s bound to happen to all of us at one time or another – you go to apply for a new credit card (or an auto loan, mortgage or any other line of credit) and, out of nowhere, they turn you down. Application declined. You’re shocked. Angry. And – … [Read more...]

Traveling Abroad? The Best Credit Cards for International Travel (And Some You Should Absolutely Leave At Home)

Travelling abroad? Make sure you have the right plastic. The best credit cards for international travel don't charge excessive foreign currency credit card fees, are accepted worldwide, and offer concierge-level service to help with your … [Read more...]

How to Start Travel Hacking: Fly for Little or Nothing (Even in First Class)

This July, I’m flying my family of four from Portland, Maine to San Antonio for a family wedding...for free. Had I paid for the airfare, the cost would ring in at over $2,000. Also awesome: I’ve gotten free first-class upgrades on about six out … [Read more...]

How Much Should You Spend on a Car in Your 20s?

Oh, cars. How we love to both love and hate you. It’s easy to get caught up in the manufactured romance of the automobile. The new-car smell. The comforting feel of cool leather cocooning you as you grip the wheel and accelerate into a curve. The p … [Read more...]

Survey: Today’s 20-somethings Are Broke But Optimistic; How Do You Compare?

80% of 20-somethings expect to do at least as well financially as their parents -- Click to Tweet The State of 20-somethings' Finances in the United States In January 2014, Money Under 30 surveyed 300 random Americans between the ages of 21 and … [Read more...]

myRA: What You Need to Know About the New myRA Savings Account

If you watched President Obama’s State of the Union address a few weeks ago – or paved attention to any of the ensuring press – you may have heard about something called myRA. No, myRA is not some special healthcare plan for people with Rheumatoid … [Read more...]