About David Weliver

David Weliver is the founding editor of Money Under 30. He's a cited authority on personal finance and the unique money issues we face during our first two decades as adults. He lives in Maine with his wife and two children.

The 2015 Millennial Money Survey: How Much Do 20-somethings Earn And Save?

How much does the average 20-something save? What are other 20-somethings earning? How are YOU doing financially compared to other young adults your age? Wonder no more. Here are the results of Money Under 30’s second annual Millennial Money R … [Read more...]

DRAFT App Review: Simple Portfolio Analysis For Every Investor

Comparing yourself to others isn’t always healthy. For example, you’ll be happier if you’re grateful for the things you have instead of envying the things your friends have. But in some situations, such as analyzing your investment portfolio, compa … [Read more...]

With A SoFi Mortgage, Put As Little As 10% Down With Flexible Debt-to-income Limits

Traditionally, even well qualified homebuyers face a dilemma when applying for a mortgage: Put at least 20 percent down or pay private mortgage insurance (PMI). A new mortgage product from SoFi changes that equation. SoFi is a rapidly growing … [Read more...]

Why You Need A ‘Bank Account Buffer’

Here's a common question from new readers: "What's the number one most important thing I can do to improve my financial situation quickly?" After years of helping people get inspired about taking control of their money, I no longer have to think … [Read more...]

The Best No Annual Fee Miles Credit Cards That Reward Everyday Purchases

A few weeks ago, we wrote about ways you can earn free travel even if you’re not already a frequent flyer. Instrumental in that saving up enough miles for a gratis vacation is racking up the points using a travel rewards credit card. Specifically, … [Read more...]

When Is It Time To Hire A Financial Advisor?

From time to time I get emails from readers who have realized that they need financial help that goes beyond reading blogs and books. Some readers’ finances have suddenly grown more complicated, either as the result of a new job or an inheritance, … [Read more...]

For Young Professionals, A New Way To Save On Your Student Loans

It’s easy to look at the state of student debt in the United States and get thoroughly bummed out. In 2012, 71 percent of all students graduating from four-year colleges had student loan debt, with an average debt of $29,400, according to The Ins … [Read more...]

How Smart Investing Could Significantly Lower Your Taxes

This is a sponsored post written by me on behalf of E*TRADE for IZEA. All opinions are 100 percent mine. Here’s a riddle: Jennifer and Mark are both 30-year old, single Americans with no kids. Jennifer and Mark both earn exactly $60,000 a year. Bu … [Read more...]

The One-page Financial Plan (And The Best Money Advice You’ll Get All Year)

Carl Richards/ Do you have five minutes? If so, here’s an exercise for you. All you need is a blank piece of paper and a Sharpie. At the top of the page, write down your net worth – how much money you have now minus any debt y … [Read more...]

Before You Apply, What You Need to Know About Balance Transfer Credit Cards

If you’re struggling with credit card debt, a balance transfer credit card can save you money on interest while you repay it. Fortunately, I haven’t used balance transfer credit cards in a long time (because I haven’t carried credit card debt in a … [Read more...]