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About David Weliver

David Weliver is the founding editor of Money Under 30. He's a cited authority on personal finance and the unique money issues we face during our first two decades as adults. He lives in Maine with his wife and two children.

How The Sunk Cost Fallacy Leads You To Make Crappy Financial Decisions

There are some things about life (and money) we cannot control. We didn’t get to choose rich or poor parents. Nobody plans to get sick and take on medical debt. The good news, however, is that there are many things we can control. Most likely, how … [Read more...]

Are Rewards Credit Cards Bad For Your Credit Score? The Truth May Surprise You

After recent articles on how to start travel hacking and the best travel rewards programs for non frequent-fliers, we’ve received a few questions from readers wanting to start taking advantage of credit card rewards for the first time. One reader a … [Read more...]

Five Things To Do Now That Will Ensure You Don’t Regret Your Life When You’re 80

If there’s one thing I try to remind myself of everyday, it is this: The key to happiness – or as close to one as exists -- is to live in the present moment. Living for now means savoring a turkey sandwich rather than scarfing it down while che … [Read more...]

How To Open Your First IRA

Unfortunately, most of us in our 20s and 30s can't rely on the government or a fixed pension to provide financial security when we grow older. As a result, we face a sobering choice: Save -- often and early so you can one day stop working … [Read more...]

The Best Travel Credit Cards That Reward Everyday Purchases

A few weeks ago, we wrote about ways you can earn free travel even if you’re not already a frequent flyer. Instrumental in that saving up enough miles for a gratis vacation is racking up the points using a travel rewards credit card. Specifically, … [Read more...]

iBank Review: Financial Software for Macs (Nope, Not a Web App; That’s a Good Thing)

If you’re a Mac user looking for full-featured software to automatically aggregate your bank accounts, track your spending, and manage your investments, your search may be over with iBank. We’ve been tracking numerous budgeting Websites and apps si … [Read more...]

Is Your Student Loan Debt ‘Worth It’?

Right now, Americans like you have over $1.2 trillion in student loan debt. Even worse, 1 in 3 loans are in some stage of default. But I didn't need to see those stats to know that the student loan crisis is real. When I polled Money Under 30 r … [Read more...]

With This One Simple Mental Trick, You’ll Be Amazed at How Much More Motivated You’ll Be to Save

Are you a natural-born saver or a natural born spender? If you're like me and you find it difficult -- even unnatural -- to hang onto your money, it might help to reframe how you think about saving. Browse any personal finance book or blog and … [Read more...]

23 Things Beginners Absolutely Must Know About Saving For Retirement

If you're reading this, good for you. It means that you're at least willing to admit that you should get around to doing something about saving for retirement. Ugh. I know. There's nothing fun about this. Saving hurts, for one. And retirement … [Read more...]

Got Side Income? Pay Fewer Taxes and Juice Your Savings at the Same Time

Comedian Jay Leno is a master of the side hustle. Jay has said “I live on the money I make as a comedian, and I put all the TV money in the bank.” For years, we all knew Jay as the host of Tonight Show, but to him, that was his side gig! He knew th … [Read more...]