About David Weliver

David Weliver is the founding editor of Money Under 30. He's a cited authority on personal finance and the unique money issues we face during our first two decades as adults. He lives in Maine with his wife and two children.

How To Choose A Credit Card (Smartly)

Whenever I go to a party and people find out what I do, I inevitably get a financial question or two. "What do you think of this mutual fund?" "My financial advisor is underperforming the S&P 500. Should I fire him?" And, quite often: … [Read more...]

Earn A Bonus Of Up To $500 When You Open A Capital One 360 Savings Account

What’s the most important thing you can do today for your financial health? Set up a system to pay yourself first using automatic transfers into a savings account that’s separate from your primary checking account. I’ve been saving this way sinc … [Read more...]

Acorns Review: With The Acorns App, Start Investing With Just $5

Acorns Category: Investing PlatformCost:$1/month or lessRating:  Pros No minimums. Beautiful, intuitive design. Low fees. Automatic dividend reinvestment. Cons No IRAs. Investment choices limited to one of five available … [Read more...]

The 2015 Millennial Money Survey: How Much Do 20-somethings Earn And Save?

How much does the average 20-something save? What are other 20-somethings earning? How are YOU doing financially compared to other young adults your age? Wonder no more. Here are the results of Money Under 30’s second annual Millennial Money R … [Read more...]

DRAFT App Review: Simple Portfolio Analysis For Every Investor

Comparing yourself to others isn’t always healthy. For example, you’ll be happier if you’re grateful for the things you have instead of envying the things your friends have. But in some situations, such as analyzing your investment portfolio, compa … [Read more...]

Prosper Loans Review: My Experience Getting A Prosper Loan

About 10 years ago, I was struggling with nearly $80,000 of consumer debt -- much of it from credit cards (stupid me!). Although I used many tactics to dig out of that debt in a little over three years, a debt consolidation loan from Prosper ended up … [Read more...]

With A SoFi Mortgage, Put As Little As 10% Down With Flexible Debt-to-income Limits

Traditionally, even well qualified homebuyers face a dilemma when applying for a mortgage: Put at least 20 percent down or pay private mortgage insurance (PMI). A new mortgage product from SoFi changes that equation. SoFi is a rapidly growing … [Read more...]

Why You Need A ‘Bank Account Buffer’

Here's a common question from new readers: "What's the number one most important thing I can do to improve my financial situation quickly?" After years of helping people get inspired about taking control of their money, I no longer have to think … [Read more...]

The Best No Annual Fee Miles Credit Cards That Reward Everyday Purchases

A few weeks ago, we wrote about ways you can earn free travel even if you’re not already a frequent flyer. Instrumental in that saving up enough miles for a gratis vacation is racking up the points using a travel rewards credit card. Specifically, … [Read more...]

How I Earn Six Figures Blogging (And You Can Too)

When I was 25, I was $80,000 in debt and working both a full-time job and 25 hours at Starbucks on nights and weekends just make a dent in my bills. Despite a grueling schedule, I wasn't satisfied with how quickly I was making progress. Which is w … [Read more...]