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About David Weliver

David Weliver is the founding editor of Money Under 30. He's a cited authority on personal finance and the unique money issues we face during our first two decades as adults. He lives in Maine with his wife and two children.

With A SoFi Mortgage, Put As Little As 10% Down With Flexible Debt-to-income Limits

Traditionally, even well qualified homebuyers face a dilemma when applying for a mortgage: Put at least 20 percent down or pay private mortgage insurance (PMI). A new mortgage product from SoFi changes that equation. SoFi is a rapidly growing … [Read more...]

The Best No Annual Fee Miles Credit Cards That Reward Everyday Purchases

A few weeks ago, we wrote about ways you can earn free travel even if you’re not already a frequent flyer. Instrumental in that saving up enough miles for a gratis vacation is racking up the points using a travel rewards credit card. Specifically, … [Read more...]

When Is It Time To Hire A Financial Advisor?

From time to time I get emails from readers who have realized that they need financial help that goes beyond reading blogs and books. Some readers’ finances have suddenly grown more complicated, either as the result of a new job or an inheritance, … [Read more...]

For Young Professionals, A New Way To Save On Your Student Loans

It’s easy to look at the state of student debt in the United States and get thoroughly bummed out. In 2012, 71 percent of all students graduating from four-year colleges had student loan debt, with an average debt of $29,400, according to The Ins … [Read more...]

How Smart Investing Could Significantly Lower Your Taxes

This is a sponsored post written by me on behalf of E*TRADE for IZEA. All opinions are 100 percent mine. Here’s a riddle: Jennifer and Mark are both 30-year old, single Americans with no kids. Jennifer and Mark both earn exactly $60,000 a year. Bu … [Read more...]

The One-page Financial Plan (And The Best Money Advice You’ll Get All Year)

Carl Richards/BehaviorGap.com Do you have five minutes? If so, here’s an exercise for you. All you need is a blank piece of paper and a Sharpie. At the top of the page, write down your net worth – how much money you have now minus any debt y … [Read more...]

Capital One Venture Credit Card: Still Tops for Travel Rewards

Capital One Venture Card The Capital One Venture Card pays double miles for every dollar spent. There is a $59 annual fee after the first year. View details or apply Capital One VentureOne Card The Capital One Venture Card pays … [Read more...]

Discover it® Miles Review 

There’s a new miles rewards credit card on the market that offers a competitive choice for consumers with good credit who want to earn a better-than-average rewards rate without an annual fee. The Discover it® Miles card rewards you with 1.5 miles … [Read more...]

Is This A Better Use For Your Credit Card Rewards?

A majority of Americans prefer cash back credit card rewards to frequent flyer miles and other rewards programs, according to a recent study by Creditcards.com. That’s not surprising – after all – cash is king. But in addition to choosing a credit … [Read more...]

Finding A Credit Card That Will Approve You With Limited Credit History

Let me ask you something: Are you doing enough to build good credit? If you’re like an increasing number of our readers, you may find yourself well into adulthood without much of a credit history…or any credit at all. That may be because you wer … [Read more...]