Take a moment and think about your bank or credit union. What do you like most about it? What do you hate about it? Why did you choose it in the first place? Finally, what would another bank or credit union have to do to get you to … [Read more...]
ShareBuilder: A Unique Alternative to Online Brokers
November 8, 2010 By
If you want to start investing, you need at least a couple grand to get you going, right? Brokers have minimum opening deposits, and then you need to buy enough shares of stock to justify paying trade commissions. Although that may be true at many … [Read more...]
The Case for Buying a New Car
October 26, 2010 By
New or used? It’s a conundrum as old as cars themselves: Buy new and enjoy the security of new-car reliability and a factory warranty? Or Buy used and save thousands on depreciation? Now, if I were to poll personal finance bloggers, I'd … [Read more...]
How Do You Budget For—And Pay For—Your Holiday Spending?
October 21, 2010 By
I admit that when it comes to holiday shopping, I’m a procrastinator. I have been witnessed scurrying to the mall or Target on Christmas Eve. That said, I do begin to put some money aside around this time of year so my Christmas shopping doesn’t … [Read more...]
How to Choose the Right Credit Card for Your Spending Style
October 18, 2010 By
As I contemplated changing my everyday credit card to the Chase Freedom card; I’ve been pondering one of my favorite financial topics…credit card strategy. In other words, how does one maximize the benefits of credit cards---mainly short-term … [Read more...]
Chase Freedom Credit Card Review
October 18, 2010 By
The Chase Freedom Credit Card finally got to me. I recently applied for a Chase Freedom credit card and, as soon as I get it, will be swapping over to make it my primary credit card. Since I just chose to add Freedom to my own wallet and because … [Read more...]
In Brief: Working Fewer Hours, Raising Chickens, and the Secret to Financial Success
October 15, 2010 By
Here are a few stories from around the Web that we really dug this week. Click on the linked summary to read the full story. Good Financial Cents: Prepaid services that are worth it and some that aren't. Budgets Are Sexy: Chicken farming as … [Read more...]
Why Most Budgets Fail (But Yours Doesn’t Have To)
October 7, 2010 By
My first time wasn’t until I was a college freshman. I was 19. I could tell you that I wanted everything to be perfect, but honestly, I just wanted it to work. I knew what I had to do, but I had no idea how to do it. I’m talking, of … [Read more...]
Debit vs. Credit: How Do You Use Them Differently?
September 29, 2010 By
Debit or credit? At a distance, there’s virtually no way to distinguish the small plastic cards with Visa or MasterCard logos. Both allow you to pay for goods and services instantaneously by transferring cash behind the scenes. But anybody … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 