Q. My wife (28) and I (27) just got married and we are hoping to buy a small starter house sometime in the next three years. We’ve discussed finances [a lot] so we feel ahead of the curve there. I make $65,000 a year as an engineer and she makes … [Read more...]
The ‘Secret Sauce’ In My Recipe For Defeating Debt
September 4, 2012 by
Many of you know my personal story. For those that do not, between beginning college and turning 26, I got into $80,000 of student loan, credit card, and auto debt. Then, I made a commitment to end the financial insanity: In three years, I paid it … [Read more...]
Best Credit Card Rates
August 31, 2012 by
Updated daily, a comprehensive list of 0% intro rates on purchases and balance transfers, plus the lowest and average regular APRs on leading credit cards. Compare and apply. Credit Card Rates, Nationwide Averages Category Average … [Read more...]
Q&A: Can I Fix Old Unpaid Or Charged Off Accounts On My Credit Report?
August 27, 2012 by
Q. I recently checked my credit reports and learned that they were reporting an old credit card as unpaid. Years ago, this account was charged of and had gone into collections. I eventually paid it off. I disputed this information with the credit … [Read more...]
Q&A: Should I Consolidate My Student Loans?
August 1, 2012 by
Q: I'm a 22-year-old college student about to graduate with an insane amount of debt. My loans come from multiple lenders and I was wondering: Would it be smart -- or at least possible -- to take out a consolidation student loan from a bank or credit … [Read more...]
Chase Freedom Credit Card Review: The Card I Use Most
July 15, 2012 by
For about two years now, my wife and I have used the Chase Freedom credit card (affiliate -- see footnote) for nearly everything we buy. (I have another credit card for business expenses, but everything else goes on the Freedom card.) Long story, … [Read more...]
Best Miles Rewards Credit Cards
July 9, 2012 by
I've written before that cash back rewards cards make more sense for most people looking to maximize their credit card rewards. That said, savvy users may be able to get more bang for their reward buck by choosing a miles reward credit card. … [Read more...]
Should You Pay Off Student Loans Early?
June 26, 2012 by
If you’ve graduated from college or graduate school in the last decade, I don’t need to tell you that college tuition is rising at an unsustainable level or that we are graduating with monstrous student loan debts—to the point that Americans’ … [Read more...]
What Credit Score Do You Need To Get Approved For That Credit Card?
May 25, 2012 by
You’ve probably read this a million times: Know your credit score. Keeping track of your credit score can alert you to problems in your credit report and show you how timely payments is paying off as your score goes up. You can also compare your … [Read more...]
Best Credit Cards For Young Adults
April 15, 2012 by
So as a personal finance blogger who has a lot of personal experience with credit cards (both good and bad) I get these questions a lot: What are the best credit cards for young adults? What's a good first credit card? And when should … [Read more...]
