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Archive for: Credit & Debt

How You Can Be A Smarter Shopper And Resist Impulse Buying

How to resist impulse shopping.

Ahh, Target! How do you walk in the door for deodorant and cat food and leave $150 later? Impulse purchases rarely fit into your overall financial plan. Say “no thanks” to impulse displays and put your money to better use.

How I Paid Off My Student Loans In Three Years While Working Abroad

Pay Off Student Loans While Working Abroad

You don’t have to choose between world travel and paying off your student loan debt. How working abroad was the best thing that ever happened to my money.

How To Improve Your Credit Score, Step By Step

How to improve your credit, step by step.

You know you need to improve your credit score, but you’re finding a lot of conflicting advice. What I learned from dozens of different experts about how to improve your credit score in a few easy-to-follow steps.

What Credit Score Do You Need To Get Approved For A Credit Card?

What credit score do you need to get approved for a credit card?

Being declined for a new credit card is frustrating. You can improve your chances of getting approved for a credit card by applying to cards that are suited for your credit score. Here we explain what kinds of credit scores are needed to get popular credit cards today.

Pay Off Your Student Loans By Doing Good In The World

How doing good in the world can help you pay down your student loan debt.

Doing good in the world hardly ever pays you big bucks. Fortunately, there are a growing number of options that can help you pay down your student loan debt if you volunteer or work full-time in a government or non-profit job.

For Private Student Loans, Consider Credit Unions

Private student loans should be a last resort, but credit unions can offer the best options for those in need.

As nonprofit lenders, many credit unions offer private student loans with friendlier rates and terms than national banks.

How To Build Credit For The First Time

How to build your credit for the first time - Money Under 30

Wondering how to build credit from scratch (or worried because you haven’t started yet)? Here is what you need to know to build credit for the first time.

Auto Financing For Smart People: Tips For Saving On Your Car Loan

How to finance a car the smart way; auto financing tips.

Learn how to finance a car the smart way. Save money on auto financing by knowing your credit score and leveraging competing loan offers at the dealership. Put money down, keep the term as short as you can afford, and — of course — don’t buy more car than you can afford.

5 Hidden Credit Card Fees To Watch Out For

Credit card fees on a billing statement. via MoneyUnder30.com

Credit cards can provide easy access to loads of funds, but don’t forget they are designed by banks to get you to pay more than what you bargained for.

Barclaycard Ring Credit Card Review

The Barclaycard Ring credit card is ideal if you carry a balance on your card for many months.

Our Barclaycard Ring credit card review: You want to avoid carrying a balance on credit cards, but sometimes you can’t avoid it. The Ring card offers a low regular APR, no balance transfer fee, and 1 percent cash back on transferred balances to save interest when you can’t pay off your credit card in full.