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Build Credit by Paying Rent

Want to build credit? You have to borrow money, right? Maybe not anymore. Last week, I wrote that not building credit soon enough ranks among 20-somethings’ biggest financial mistakes. You think you’re smart to avoid debt only to get stuck a few … [Read more...]

Best Credit Cards For Young Adults

So as a personal finance blogger who has a lot of personal experience with credit cards (both good and bad) I get the question "What are the best credit cards for young adults?" a lot. Or some variation: I'm a recent high school or college … [Read more...]

American Airlines AAdvantage® MasterCard Review

I get a lot of emails asking me about the pros and cons of individual credit cards, so my goal is to add to the perspectives we offer on some of the more popular credit cards out there. Most of my recommended credit cards are safe picks for … [Read more...]

Auto Insurance Scores: The Surprising Truth About How Credit Affects Car Insurance Rates

As I often mention, I login to the free service CreditKarma every couple of months to keep track of my credit score. One time a year or so ago I logged in to see a new feature that differentiated my credit score from my auto insurance score. To my … [Read more...]

How to Get Approved for a Mortgage (Especially Your First)

With mortgage rates at historic lows, lots of people are looking to buy homes after years of renting or staying put in a pervious house. As a result, the real estate market is competitive in many parts of the country, requiring buyers to put in a … [Read more...]

Forrest Gump’s Lessons on Getting Out of Debt

Note from David: The following post comes to us from blogging friend of mine Ben Edwards of Money Smart Life. Ben has recently published the book Debt Heroes featuring 21 inspirational stories from people who have gotten out of debt – including me. Hi … [Read more...]

Using a Credit Card Overseas: 15 Things to Know

Carrying a credit card or debit card when you’re traveling abroad is a no-brainer. Using a credit card overseas allows you to track your purchases, cancel it if it gets lost or stolen, and earn rewards on your purchases that you can put towards f … [Read more...]

♥ & $: When It Comes To Credit Card Debt, Millennials Have It Figured Out

$13,740. That’s a lot of money. A fiscally smart person could use it buy a car, pay rent for a year, or feed a family of four for even longer. But when I was in my twenties, I wasn’t fiscally smart. My husband was in graduate school, and I was sup … [Read more...]

Have Student Loan Debt? There’s Relief in Sight

As I learned the ropes of personal finance, a money-savvy friend taught me how to tell bad debt from good debt. Bad debt comes in many forms — including credit card balances (especially when tied to high interest rates), car loans and other forms o … [Read more...]

Tuition.io: A Free Site to Organize Your Student Loans

Whenever I talk to readers or do a survey, repaying student loans tops people’s priority list. It can feel like it’s difficult to get ahead in life until these big balances are behind us. Although I don’t always think that you should make extra stu … [Read more...]