Life without a Credit Score is Possible; But is it Wise?
A debt-free lifestyle is appealing, but it doesn’t build the credit history that you may need later in life (when you least expect it).
Using Credit Responsibly
Why you should never buy a car with a credit card
As someone just getting started financially, you may have considered buying a car using a credit card. It isn’t a good idea, though. Here are your alternatives.
Is a credit builder loan right for you?
Credit builder loans can help you build credit from scratch or rebuild good credit after bankruptcy or years of neglecting payments.
Why some credit cards don’t report to the credit bureaus
Some credit cards do not report credit limits to credit bureaus, which can have a negative impact on your credit score; here’s why — and what to do about it.
How to manage student loan debt
Take charge of your student loan debt! Learn how to pay your student loans off fast. Compare payment plans, consolidation, refinancing & more.
Should I save for emergencies or pay down my student loans?
Should you start paying off student loans ASAP? Start saving for retirement? For a house? Here’s what you need to know before you start paying extra toward your student loans.
When Good Credit Isn’t Enough: Why You Could Be Denied A Credit Card Despite Your Excellent Score
Responsible people with excellent credit scores are often shocked after applying for a new credit card—and getting rejected. It’s more common than you think, so it pays to learn why a good credit score may not be enough.
Should you pay off student loans early?
Should you pay off your student loans or start investing? It’s a common questions among new grads. Here are some calculations that might help you make your decision.
If You Don’t Pay Your Student Loans, The Government Will Garnish Your Wages: Here’s How To Avoid That
Getting your wages garnished because you’re behind on your student loans is a major stress on your finances. Learn how to get out of wage garnishment, and, better yet, how to avoid it altogether.
Student loan consolidation and refinancing guide
Do you have too many student loans to keep track of? Get answers to frequently-asked questions on federal student loan consolidation loans and private student loan refinancing. Find out the pros and cons to consolidation, if you’re eligible, and how to apply.