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Best Credit Card Signup Bonus Offers Available Now

A credit card signup bonus could earn you up to $200 cash or $500 in travel. Learn how and browse the best credit card sign-on bonuses available now.


A credit card signup bonus could be a fast way to $200 or more in your pocket.Here’s some unorthodox financial advice: Go apply for a new credit card.

Why? Several major credit cards are offering a credit card signup bonus of up to $300 and sing-on points bonuses worth up to $500 in travel if you apply for a new card and spend a minimum amount.

While I DO NOT recommend applying for new credit if you’re digging out of debt or trying to sharpen your credit score. You might take part, however, if you:

  • Pay your current credit card balances in full
  • Have a FICO of around 700 or more (check your score now)

Best Credit Card Signup Bonus Offers

$400 in travel
Barclaycard Arrival™ World MasterCard® – Earn 2x on All Purchases 
($89 annual fee)
Earn 40,000 bonus miles if you make $1,000 or more in purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next trip!

$200 in travel
Capital One® VentureOne® Credit Card
(No fee)
“One-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel.”

Up to 2 free flights
The Frontier Airlines World MasterCard® ($69 annual fee)
“Earn up to 50,000 bonus miles after qualifying transactions, enough for 2 domestic roundtrip award tickets (subject to fees/taxes from $10).”

40,000 travel points
The US Airways Premier World MasterCard® ($89 annual fee)
“Earn up to 40,000 bonus miles on qualifying transactions.”

30,000 travel miles
Citi® Platinum Select® / AAdvantage® World MasterCard®  ($95 annual fee, waived for first 12 months)
“Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*”

$200 in travel
Barclaycard Arrival™ World MasterCard® – Earn 1x on All Purchases 
(No fee)
Start by earning 20,000 bonus miles if you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!

Up to $350 in travel
The Premier Miles & More World MasterCard® ($79 annual fee)
Earn up to 35,000 award miles with qualifying transactions. Earn 20,000 award miles after your first purchase or balance transfer. Earn up to 15,000 award miles with balance transfers (1 mile per $1 transferred) within 30 days of account opening

Up to $300 in rewards points
American Express® Premier Rewards Gold Card 
($175 annual fee)
“Earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 within one calendar year.”

$400 in rewards points
The Platinum Card from American Express
($450 annual fee)
“Get 40,000 points after you spend $3,000 in purchases with your new Card in the first three months.”

Up to $300 in travel
Gold Delta Skymiles Card from American Express
($95 annual fee)
“Earn 30K bonus miles after you make $1K in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.”

Up to $250 in travel
Starwood Preferred Guest Credit Card from American Express ($65 annual fee)
“Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership.”

$75 in travel points
Blue Sky from American Express (No fee)
Earn 7,500 Bonus Points after you use your new Card to make $1,000 in purchases within the first 3 months.

$50 statement credit
American Express Blue Cash Everyday Card 
(No fee)
Get 50 Reward Dollars, redeemable for a $50 statement credit, after you make $1,000 in purchases with your new Card in the first three months.

$25 statement credit
Barclaycard® Rewards MasterCard® – Average Credit 
(No fee)
Earn 2,500 points, equal to a $25 statement credit, after your first purchase or balance transfer

Disclaimer: One way I’m able to support my blogging while helping you is to link to products I like and earn a referral commission if you sign up. I only link to products I trust. That said, you should know that if you click the links to these cards and ultimately apply for and are approved for that card, I may be paid for that. If you choose to support Money Under 30 in that way, thanks!

This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

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About David Weliver

David Weliver is the founding editor of Money Under 30. He's a cited authority on personal finance and the unique money issues we face during our first two decades as adults. He lives in Maine with his wife and two children.

Comments

  1. Is it worth the hard inquiry?

  2. David,

    I’m just kind of wondering, how many credit cards is too many? I’ve got a Chase Freedom MC I like the rewards program for, and that is my main card I use. In addition to that I have a credit card through my credit union, a corporate card, and a line of credit. I also have a Home Depot Charge as interest-free offers are nice to have as projects come up around the house.

    I have toyed with the idea of getting a charge card (AmEx Zync) or another credit card (Discover More) but am hesitant- because do I really need it? I pay all my balances in full, besides the deferred interest balances, which are paid in full before the time is up.

    I’m just curious your thoughts, as the $100 offer from Discover sounds rather tempting.

    Thanks!

  3. David Weliver says:

    Both good points.

    @Bishnu, I would only worry about the credit inquiry if I knew I was going to need a mortgage or other big loan in the next 6-12 months. Otherwise, I wouldn’t worry if your credit score takes a tiny hit. Even then, hard inquiries only really become a problem when there are more a couple.

    @Tim, I agree, it’s a balancing act.

    I’ve read about some people that literarally chase every single one of these offers…they apply, make the purchases, cash in the rewards, and cut up the card. As long as they manage their credit well otherwise, their credit scores are just fine. I would never recommend that, but it has been done.

    Personally, I totally get the “fewer cards the better” argument.

    I did a swap when I applied for the Chase card…I cancelled a card I rarely used, hadn’t been open very long, and didn’t report my credit limit. Now I have four open cards, but only carry and use two of them. The others I keep them open simply because I’ve had them forever and closing them would do more damage (in the form of shortening my credit history). So 2-3 open cards is probably optimal, but if you’ve got good credit and don’t need it for anything else anytime soon, there’s probably no harm in using it to take advantage of an offer like this.

    • David,

      Thanks for the info. I always like to see how other “financially savvy” people manage the number of accounts they have. I like visiting the internet “deal” sites and the people there go crazy over these offers! To me, it’s just not worth it. If I was considering the account otherwise, it becomes a nice incentive to pull the trigger.

      Speaking of Rewards offers- I’d like to point out ING’s Black Friday Saving Sale…a pretty cool idea- reward those of us who save on Black Friday- not spend! I opened their checking last year and got $125. I’m excited to see what they have going this year!

      Cheers!

  4. I have a credit rating of around 690. Even though my company gives me a corporate credit card, I still very much need another card just in case, since I travel 90% of my time Internationally.
    Is it true by where you live it can also affect your approval?
    I live in Puerto Rico but my employer is based in the US.
    Am I even more limited for approval because of my rating and where I live?

    I feel that AMEX platinum would be perfect for my needs, but I am reluctant to apply since it will hurt my rating, and I am trying to improve it. Do they have consultants which can tell me before a hard inquiry if I am probable of approval?