Money Under 30

Credit Cards

Credit cards: The little pieces of plastic we love to hate. Whether you’ve never owned or used a credit card before or know how credit cards work all too well, it’s wise to take time to learn a little bit about how to put credit cards to work for you, not against you.

Recommended Credit Cards For better or worse, I know a lot about credit cards. I’ve had some good ones, and some read duds. To help you pick a winning card, I’ve selected five top cards I’m happy to recommend. Review and apply for recommended credit cards

How to Use a Credit Card Responsibly If you’re new to credit cards, or have already gotten yourself into a bit of trouble with them, start here. Learn the basics of using credit cards correctly. Learn to use credit cards wisely

Credit Cards and Your Credit Score Wondering how applying for a new credit card—or cancelling a current one—will impact your credit score? What happens if you max out one of your cards? Pay them all off? Discover how your credit cards affect your credit score

Radically Re-Thinking Credit Cards Cancel all but two of your credit cards and use them sparingly to stay out of debt while continuing to build good credit. Implement this revolutionary new credit card strategy yourself

More Articles on Credit Cards

• Credit Cards vs. Personal Loans
• Secured Credit Cards
• Living Credit Card-to-Credit Card: Escape from Revolving Debt Hell
• Student Credit Cards: A Necessary Evil?
• Charge Cards Offer an Alternative to Credit Cards

• The Best Credit Cards for International Travel
• Chase Blueprint Pledges More Control for Credit Card Users
• Under 21? The CARD Act Restricts Your Access to Credit
• Beware Credit Card Rate Jackings (Increases)
• Summary of the Credit Card Accountability, Responsibility and Disclosure (CARD) Act

• Are Joint Credit Cards a Good Idea?
• The Best Credit Card Offers for Young People
• For the Lowest Credit Card Rates, Look to Small Banks
• Are 0% Six-Month Balance Transfers Really a Deal?

Choosing a Credit Card

If you understand how credit cards work and are ready to take on a new card (whether it’s your first or a new card with better terms or rewards), here are a few resources to help you. If you simply need an all-around good credit card with cash rewards and low interest rates, I recommend the Discover More Card. Or, check out all of my recommended credit cards or search for and compare hundreds of top cards from the largest and most trusted credit card comparison site: CreditCards.com.