Want to know how your credit score stacks up? Check out Credit Karma, a site that lets you check and track your credit score for free without subscribing to anything…REALLY.
No, it’s not a scam. You’ll have to create an account and provide your personal information… including our social to verify your identity and pull your credit, but unlike other so-called “free credit score” sites there’s NO CREDIT CARD or any purchase required. (Credit Karma makes money by recommending advertisers’ financial products to its members.)
Although it’s best to review your complete credit report at least twice a year to check for errors (which this site does not include), Credit Karma provides a cool new way to track your overall credit health without paying a fee. Just create a free Credit Karma account, answer a few questions to identify yourself, and you’ve got your score.
I was impressed with how easy—and fast—getting my credit score was with Credit Karma. They also provide:
- A graph showing your credit score over time.
- Grades that show how your credit score compares to others.
- A simulator that shows you how certain actions will impact your credit score.
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results. 
Wow! Thanks for the recommendation. I signed up and had my score within minutes, too. I’m really pleased with the service and the layout–I check my credit report regularly but had never paid to know my score. Now I do. Thanks!
This is great, thanks!
Thanks for the recommendation — I was just able to see a 40 point jump in my score as I start really paying down my high-interest credit card debt!
I just found this last week and I love their service. I think the idea is genius, although I hope in the future they’ll be able to pull up reports as well.