Free Credit Report and Score
Get your free credit report and score online instantly. Ensure your credit report is accurate, see who’s been checking your credit, and see how your credit score compares to the national average. Choose from credit monitoring services that provide unlimited access to your report or identity protection service that helps protect your good name against fraud.
 |
Experian Triple AdvantageAmerica’s most popular credit report site: Get your free Experian credit report and score instantly and a seven day free trial of three-bureau credit monitoring. Cancel monitoring or continue for $14.95 per month. |
 |
MyFICO.comGet your credit score from the largest name in credit scoring: FICO. Get a free instant credit report and score with 30 days to cancel, or pay $89.95 for annual credit monitoring and score access. |
 |
Protect My ID.comIncludes identity theft protection. Most credit report checks don’t do anything to help protect your identity from fraud. With ProtectMyID.com by Experian, you’ll have access to your own credit report and the peace of mind that you’ve got help protecting your identity free for 30 days ($9.95 a month if you continue). |
Notes on Free Credit Reports and Scores
- Checking your credit will not cause your credit score to go down.
- Your credit score is separate from your credit report. All programs provide your credit report, Triple Advantage and MyFico also provide your credit score.
With any of the above services, you have the option of enrolling in the monitoring service that gives you these updates, or simply reviewing and printing your free credit report and credit score and canceling the other services within the trial period. I have personally used these services to monitor my credit in the past and been extremely satisfied.
