Affording Your Home

Buying a house is one of the largest financial decisions of your life; but how do you know when you’re ready to buy a home? 5 questions to help you find out.

From solar panels to LED light bulbs to low-flow shower heads, there are plenty of ways to reduce your energy consumption. A HERS score is often the first step to figuring out cost-effective fixes.

A financing contingency is a clause in a home offer that lets the buyer back out without penalty if they can’t finalize their mortgage in time. Financing contingencies can be a headache for sellers, which is why many prefer to just sell to cash buyers who don’t need financing.

Crappy pay. Student loans. No savings. Think homeownership is out of reach? You might be wrong. Not that you should, but here’s how many millennials buy houses while still in debt.

Buying a home is a big deal. Too often, I think people rush into home ownership because it’s seen as a sign of adulthood and … Read more

Ever heard someone brag about buying a car for $500 “under invoice”? Learn what invoice pricing means and how to use it when negotiating the price of a new car.

I’ve been selling cars since 1998 … Dave showed interest in my stories about car sales and customers and thought you would enjoy my anecdotes and advice.

If you’re looking to earn a sign-on bonus or score some travel reward points, using a credit card to pay your rent might be appealing. But before you ask your landlord if they’ll take plastic, you’ll want to consider the costs – there are fees that might make it a more expensive option.

Wait, can my landlord REALLY do that? Maybe not. All states give renters rights. If you rent an apartment, understand the basics of landlord-tenant law.

Getting ready to buy your first house can be daunting. Credit scores, down payments, and mortgages are all on your mind. Here’s a guide to help you get ready to make one of the biggest purchases of your life.