Investing & Retirement Planning

When it comes to a Roth IRA vs. Traditional IRA, it all depends on when you want your tax break. But, when in doubt, choose a Roth IRA. Here’s why.

You know what they say, it’s never too early to start saving for retirement! The Roth IRA is a tool that can help you start saving at any age for the retirement you’ve always dreamed of.

The S&P 500, Dow Jones, and NASDAQ are the three most popular stock indexes. But what are they, how do they work, and how can you choose which one is right for you?

Savings bonds are an interest-earning investment option backed by the full faith of the government. They aren’t a fast-appreciating investment per se, but they help protect the value of your money against high rates of inflation, and can be an important component of a well-diversified portfolio.

You may already know that you should contribute as much to your 401k plan as your employer will match. But when is it time to increase your 401k contributions? And how do you decide between adding more to your 401k or funding an IRA?

How much time do you want to spend dealing with your investments? Target-date funds are designed to manage your portfolio with minimal hassle for many years. But they come with a cost. Are they a good choice for you?

Investing as a teen is one of the easiest ways to become a millionaire by retirement. So what are the best tools and options for teens to begin investing?

Ultimately, it’s up to you to decide whether saving or investing is the better choice to reach your financial goals. But, for certain goals, one is better than the other.

401(k)s are employer-sponsored retirement plans. They have high annual contribution limits, and many employers match employees’ 401(k) contributions — effectively giving them free money. But 401(k)s have limited investment options compared to IRAs, which may stifle some investors.

Lazy portfolios are bundles of investments that you make once and let sit. Why is this no-effort strategy so profitable and how can you build one yourself? Let me explain.