If you’re in debt, you are not alone.
These days, over 65% of 4-year college students are graduating with student loans. (Average debt: $23,186). And then there are credit cards, which sooner or later dupe many of us (including me) into racking up debts at ungodly interest rates.
But there is some good news: You can kick debt’s ass.
I know because I did. Just a few years ago, at 25, I was over $80k in the hole. Then—in three years—I paid it off, all except a $4,000 student loan with a 2% APR (because, at such a low interest rate, I’ve decided I’d rather invest than pay off that loan early).
Inexperience and stupidity got me into debt, but determinitation and hard work got me out.
I started this blog because:
- I want to help you stay out of debt and/or pay off your debt.
- I want to share my experiences learning about money (and redefining my relationship with money) with you.
Some Top Posts on Debt
Perhaps the best advice I can give you repaying debt is this: Consider—at least consider—finding ways to EARN MORE money. I hustled for raises at work, transfered companies, got a second job AND started a business…all in the name of beating debt faster. And it worked. Just sayin’.
Student Loans
- Repaying Stafford Loans
- Student Loan Consolidation
- Risky Business: When Student Loans Go to Collections
Beyond Do-it-Yourself
- 10 Things You Should Know About Debt Management Programs
- Does Debt Settlement Work?
- When You Need to File Bankruptcy
MORE FREE HELP WITH YOUR DEBT
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