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How your credit scores affect mortgage rates

We all know that your credit scores affect mortgage rates. But your credit history can also affect how much you have to put down and the price you pay for private mortgage insurance (PMI). It’s not impossible to buy a home with damaged credit; it’s just much more expensive. Here’s why.

How To Compare Car Insurance Quotes

You’ve got a bunch of different car insurance quotes in hand, but can price alone tell you which is the best deal? Here’s how to compare them.

How much money do you need to buy a house?

Home buyers often focus only on the down payment when it comes to buying a house. But closing costs need to be factored in, too. On a $400,000 house with 10% down, you can expect to need around $70,000 upfront.

How Much Do Speeding Tickets Affect Your Insurance?

How speeding tickets affect your insurance depends on many factors – like where you live, how fast you were going, and any previous violations. So next time you catch yourself going a little fast, make sure you slow down and save yourself a lot of money.

Debt-to-income ratio calculator

Do you know what your debt-to-income ratio is? A lender will want to know, and so should you. Use this easy debt-to-income calculator to find yours.

Can you sell a financed car?

Technically no, you can’t sell a car you don’t legally own — at least not without notifying your finance provider. But once you do, and so long as you also tell the buyer, it is possible to work around it and legally sell a car that’s still on finance.