Banking 101: How do banks make money?
Did you know your bank isn’t free? Banks make money in simple ways like monthly fees and interest income — and understanding those costs can help you avoid them.
Kate Van Pelt
How many bank accounts should you have?
At a minimum, you should have two bank accounts: one for daily expenses and one for savings. But depending on your lifestyle, you could benefit from more than that. Multiple accounts will help you to reach various savings goals, separate your bills from nonessential purchases, and more.
Want to buy a home? Here’s how to build your credit first
On average a lender will want you to have a credit score of at least 620. If you need a boost, make sure all your debt payments are on time and your balances aren’t too high!
Multi-Level Marketing: Side Hustle Or Scam?
While multi-level marketing has made companies like Amway and Mary Kay, there are plenty of bad apples as well. Learn why the MLM industry is a mixed bag.
A Beginner’s Guide to Mortgage Loans
What’s an FHA loan? How much does a down payment cost? Where can I shop for a mortgage? Learn all this and more in our comprehensive guide to mortgage loans!
Yes, You Still Need to Know How to Fill Out a Check
Filling out a check is pretty straightforward, so don’t worry if you’re not sure where to start. You’ll just need to note the date, payee, and amount (in two spots!), and don’t forget to sign it. Here’s how to make sure it’s all done correctly.
Why you should buy (almost) everything with your credit card
There’s a common misconception that credit cards are nothing but a shortcut to perpetual debt. On the contrary, purchase protection, healthy credit, and cash back rewards are just a few reasons why you should be using your credit card for nearly every purchase.
Most Hotels Require A Credit Card: Here’s How To Book Your Stay Without One
Traveling without a credit card can come with its own set of challenges, especially when it comes to booking a hotel room. If you hit the road without one, try using your debit card, asking for a courtesy hold, or even paying in cash.
How to make $100k+: Advice from 6 millennials who’ve done it
Earning six figures is about more than the job path you choose. As these successful Millennials show, learning to network, knowing your worth, planning ahead, curbing your spending, and pursuing passive income can all boost your bottom line.
10 Extreme Budget Methods For The Folks Who Really Need To Cut Back
When the end of the month rolls around, do you ever wonder where all your money went? Try these 10 extreme budget methods to get your finances back on track!