Archive for: Credit & Debt

Credit Karma: The Best Place For Truly Free Credit Scores Now Offers Full Credit Reports

Credit Karma now offers free credit score and report.

Credit Karma — one of our favorite sites for getting a truly free credit score — announced this week it now offers free credit reports as well. There’s still no catch, which is why Credit Karma remains our favorite place to quickly and easily check your own credit data at absolutely zero cost.

How Your Credit Scores Affect Mortgage Rates

How Your Credit History Affects Your Mortgage Rate

We all know that your credit scores affect mortgage rates. But your credit history can also affect how much you have to put down and the price you pay for private mortgage insurance (PMI). It’s not impossible to buy a home with damaged credit; it’s just much more expensive. Here’s why.

11 Of The Best Credit Card Signup Bonuses Available Now

Credit card sign up bonuses

A credit card signup bonus can earn you free flights, free video games, even cash. Learn how and browse the best credit card signup bonuses available now.

How You Can Be A Smarter Shopper And Resist Impulse Buying

How to resist impulse shopping.

Ahh, Target! How do you walk in the door for deodorant and cat food and leave $150 later? Impulse purchases rarely fit into your overall financial plan. Say “no thanks” to impulse displays and put your money to better use.

How To Improve Your Credit Score, Step By Step

How to improve your credit, step by step.

You know you need to improve your credit score, but you’re finding a lot of conflicting advice. What I learned from dozens of different experts about how to improve your credit score in a few easy-to-follow steps.

How To Build Credit For The First Time

How to build your credit for the first time - Money Under 30

Wondering how to build credit from scratch (or worried because you haven’t started yet)? Here is what you need to know to build credit for the first time.

5 Hidden Credit Card Fees To Watch Out For

Credit card fees on a billing statement. via

Credit cards can provide easy access to loads of funds, but don’t forget they are designed by banks to get you to pay more than what you bargained for.

Barclaycard Ring Credit Card Review


Our Barclaycard Ring credit card review: You want to avoid carrying a balance on credit cards, but sometimes you can’t avoid it. The Ring card offers a low regular APR, no balance transfer fee, and 1 percent cash back on transferred balances to save interest when you can’t pay off your credit card in full.

Q&A: How Do I Build Credit Fast?

How do you build credit fast?

Building good credit takes time: the longer you use credit well, the higher your credit score will climb. That said, there are some tricks you can use to build credit from scratch or improve your credit rating more quickly.

ReadyForZero: A Money App That Helps You Defeat Debt On Your Own

ReadyForZero is an online money app that helps you pay off debt on your own.

The online service helps users out of debt with a free repayment plan and — for a monthly fee — can help you automate payments so you don’t slip up.