Congrats, grad: Your crazy student loans are coming due! How do you know which student loans to pay first? Attorney Natalie Bacon graduated from law school with $208K in student debt and — not surprisingly — has some thoughts on the subject.
Banks can and do close inactive accounts. So make sure you keep your accounts active to avoid potential damage to your credit score.
There’s a common misconception that credit cards are nothing but a shortcut to perpetual debt. On the contrary, purchase protection, healthy credit, and cash back rewards are just a few reasons why you should be using your credit card for nearly every purchase.
Thought you paid off your credit card balance but then got a new bill? Learn how residual interest, also known as trailing interest, works and how to avoid it.
A good credit score doesn’t come quickly. Excellent credit requires seven years of open credit accounts and on-time payments. Here’s why, and what you can do to manage your finances while working to build good credit.
A payday loan is a very short-term loan that comes with easy approvals — but also outrageous APRs (we’re talking like 300% or more). While they may seem like the only option in a financial emergency if you have poor credit and no savings, their sky-high interest rates mean they typically do more harm than good.
Increasing your credit limit isn’t about boosting spending power. It’s about improving your credit. How to request a credit limit increase.
Between student loans, car loans, and credit card debt, it might be difficult to decide which loan you should pay off first. Here’s our advice on tackling your debt.
Applying for a credit card when you have a low income isn’t impossible, but it shouldn’t be done lightly. Here are the kinds of credit cards you should consider if you’ve got a limited income.
When a family member, spouse, or friend doesn’t have a high enough credit score to take out a loan, cosigning for them is one of the only ways they’ll be able to take out the loan. But cosigning comes with a price.