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Archive for: Credit & Debt

Q&A: How Do I Build Credit Fast?

How do you build credit fast?

Building good credit takes time: the longer you use credit well, the higher your credit score will climb. That said, there are some tricks you can use to build credit from scratch or improve your credit rating more quickly.

This Is What Happens If You Don’t Pay Your Student Loans (And Yes: It’s Very, Very Bad)

What happens when you don't pay your student loans?

Having trouble keeping up with student loan payments? Do NOT stick your head in the sand! The consequences for defaulting on student loans are more severe than you even imagine.

Common Mistakes That Make Student Loans Hard To Handle

Student loan mistakes that make repaying harder than it has to be.

It’s easy to finger colleges’ runaway tuition costs for America’s student debt crisis, but borrowers aren’t always blameless. Four mistakes students make with student loans that can make paying for school unnecessarily more costly.

Quick Look: Student Loan Rates Went Up This Week

Student loan interest rates went up on July 1, 2014.

Interest rates ticked 0.8 percent higher on all federal student loans as of July 1, 2014. Why now’s the time to check your payments and make a payoff plan.

ReadyForZero: A Money App That Helps You Defeat Debt On Your Own

ReadyForZero is an online money app that helps you pay off debt on your own.

The online service helps users out of debt with a free repayment plan and — for a monthly fee — can help you automate payments so you don’t slip up.

Are Rewards Credit Cards Bad For Your Credit Score? The Truth May Surprise You

Are rewards credit cards too good to be true? What you need to know before applying.

I’ve have started thinking about using a rewards card but I’m concerned about how opening a new card will affect my credit. Is this a legitimate concern?

For Graduate Students, Help Weighing The Costs Of An Advanced Degree

GradSense

Student debt in the U.S. has reached an astonishing $1.08 trillion. Would-be doctors, lawyers and other grad students must carefully consider how graduate school will impact their future finances. One tool aims to help.

Yes, There’s A Loan For That: New Options For Getting Unsecured Personal Loans Online

New options for unsecured personal loans for just about anything: Motorcycles, weddings, vacations, even a horse.

Where do you get a loan for a motorcycle? A wedding? A vacation? A horse? New options in online personal loans offer financing for almost anything, with far better rates than traditional credit cards.

The Best Travel Credit Cards That Reward Everyday Purchases

The best no annual fee miles credit cards for earning free travel with everyday spending.

How can you earn a free vacation with credit card points if you don’t fly a lot? Here are 5 cards that pay big rewards on all of your everyday purchases.

When Good Credit Isn’t Enough: Why You Could Be Denied A Credit Card Despite Your Excellent Score

Why was your credit card application declined? The top reasons you weren't approved.

Responsible people with excellent credit scores are often shocked after applying for a new credit card…and getting rejected. It’s more common than you think, so it pays to learn why a good credit score may not be enough.