Lots of people have some pretty big misconceptions about money. Some of these are perpetuated by financial media. Many of them are dangerous. Are you guilty of any of these? If so, let me know in a comment and tell me why you believed it. 1. … [Read more...]
The Real Cost Of Having a Baby
March 28, 2012 By 17 Comments
For many of you, crying babies and babbling toddlers are the last things on your mind. If you’re like I was "before child", when you see a family with a gaggle of kids in line at a store, you pick another register---quick. Been there. Of course … [Read more...]
Should You Ever Pay a Credit Card Annual Fee?
March 15, 2012 By 7 Comments
A lot of other personal finance nerds call people who pay an annual fee on a credit card "stupid". I don't agree. Credit cards with annual fees are not necessarily evil---they can, in fact, be a great deal...for the right person. If … [Read more...]
How To Negotiate Anything (Even If You’re Shy Or Afraid)
February 29, 2012 By 9 Comments
If I were selling a tool you could use to earn more money, pay less for things you buy, and get your way more often, would you be interested?I hope so.Fortunately, I’m not selling anything. This tool is free; it’s called negotiation.In the United … [Read more...]
The Best Financial iPhone Apps
January 19, 2012 By 49 Comments
Updated! Popular since we first published this list of some of the best financial iPhone apps in early 2009, we decided to refresh our original picks. With hundreds of apps new coming onto the market every month, we are sure we missed some good ones, … [Read more...]
This Year, Take Some Risks
January 3, 2012 By 15 Comments
Most of us don't like risk. We buy insurance. We work for a paycheck. We put our money in an FDIC-insured savings account even though it pays less than 1.0% interest. These things aren't necessarily bad; a little bit of caution is a good … [Read more...]
How To Be Richer Than Your Friends
December 1, 2011 By 23 Comments
Last week, just before Thanksgiving, I sent an article to people on my email list that you won’t find on the blog. I was psyched to see how many of you wrote back saying you enjoyed the advice. If you only saw the subject line or skimmed the … [Read more...]
Richer By The Week: What’s Your #1 Financial Goal?
November 8, 2011 By 48 Comments
Any man who can drive safely while kissing a pretty girl is simply not giving the kiss the attention it deserves. ---Albert Einstein. Einstein was a smart guy, and he knew the importance of something that we are terrible at today: How to focus on … [Read more...]
Your Money Checklist
October 12, 2011 By 15 Comments
3,500 feet above the sleepy small towns of Maine's Oxford Hills, I nudged the yoke on the rickety old Cessna 152 and banked into a lazy left turn back toward the airport after the day's flying lesson. As much fun as I was having, I was relieved the … [Read more...]
Financial Checkup: Why Julia Can’t Get Ahead on $35,000 a Year
September 26, 2011 By 27 Comments
About once a month, I answer one reader’s financial questions and give them a public financial checkup. If you want to be considered for a future checkup and are willing to share your finances with me, learn more here. Julia is a single, 26-year … [Read more...]
I'm David Weliver. At 26, I had NO savings and NO financial plan. I was maxed out, stressed out, and fed up. Then, I changed. I repaid $80k of debt, tripled my income, and bought a home. I'll show you how to get similar results.