How to invest for short-term goals (less than 10 years out)
Do you want to buy a house soon? Or take an international vacation? You might not have long to save and invest, but it’s definitely doable in the short-term.
David Weliver
How to get pre-approved for a credit card
Pre-approval means there’s a good chance you’ll qualify for a card. And you can compare credit card pre-approval offers with no harm to your credit score.
How To Get Approved For Your First Mortgage
Mortgage lenders tightened their fists after the recession, but it’s still possible for young buyers to get approved for a mortgage. What you need to know.
How To Get A Mortgage For A Rental Property
Getting a mortgage for an investment property can be a headache. Come prepared to show you have enough cash reserves to make your lender happy, as well an impressive credit score.
How to finance an engagement ring
For something like a diamond, it’s obviously best to pay cash. But, we get it: You’re head-over-heels and you’re considering financing the ring so you can pop the question sooner. Here are the best ways to finance an engagement ring.
How to finance a car (the smart way!)
Save serious money on auto financing by leveraging competing loan offers at the dealership, making at least a 20% down payment, and keeping the loan term as short as you can realistically manage. Oh, and — of course — don’t buy more car than you can truly afford.
How to File a FAFSA as an Independent Undergraduate Student
As an undergrad you are still considered a dependant of your parents for the purposes of federal aid. That means that you need their financial information when you apply for federal aid, even if they aren’t helping you go to school. It might not be fair, but that’s the default assumption. However, there are a few exceptions which we discuss here.
How to choose a credit card wisely
The best new credit card for you might not be the best card for me. Here’s how to choose the most rewarding new credit card for you based upon your spending habits and your credit score.
How to avoid foreign transaction fees wherever you go
Foreign transaction fees are fees charged by banks and credit card issuers for international purchases. They’re usually equal to about 3% of each purchase. Foreign transaction fees can be avoided by using no-fee credit cards and debit cards, paying with local currency, and staying away from international ATMs.
How Much Should You Contribute To Your 401(k)?
A 401(k) is an important tool for maximizing your retirement savings. But it’s not the only one. We break down how much you should contribute to your 401(k), how much should go to other vehicles like IRAs, and how to balance retirement savings with other priorities like paying down debt.