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Archive for: Investing

How Much Do I Need to Retire?

Investing for your future is a theme that's been beaten into your head so much at this point that you may not even think about it anymore. You have a 401(k), a Roth IRA and even a small brokerage account you play around with. You make monthly … [Read more...]

Beginner Investing IQ Quiz: How Savvy an Investor Are You?

Take this investing IQ quiz to find out just how much you know about investing your money in everything from 401(k)s to ETFs. Get investment advice (including videos) after every question. At the end of the quiz, you'll find out if you should … [Read more...]

Lending Club Investing: My Review After Three Years as an Investor

Many years ago I wrote extensively about peer-to-peer lending and two companies in particular: Lending Club and Prosper. In 2006, I took out a Prosper personal loan to consolidate some credit card debt and it ended up being an important step in my … [Read more...]

Should I Invest in my Employer’s Stock?

Some employers allow employees to purchase company stock either through a 401(k) plan or stock options. These incentives are provided as employee benefits that can be used for retirement or as a bonus. Over time, your employer's stock can add up … [Read more...]

Your First Investment Account: In Search of the Friendliest Brokers for New Investors

Here are two questions I get all the time: “Okay, I know I need to open an IRA. But where? E*Trade? Fidelity? My local bank?”“How can I start investing with just $500?” Today, I’m going to quickly tackle both. If you’ve been holding out on star … [Read more...]

Leverage in Your Porfolio: How Advanced Investors Trade on Margin

For you risk taking investors, the concept of leverage is enticing but shrouded in uncertainty as to how you might actually use it in your portfolio. What is leverage? In investing parlance, leverage describes ways you extend the capital with … [Read more...]

How Investing Just $50 a Month can Kick-start Your Retirement

The story of the tortoise and the hare is particularly applicable as an investment metaphor. Instead of trying to time the market and buying stocks that could either make you a fortune or lose you everything, a far more lucrative option is just to … [Read more...]

In an Emergency, How to Borrow Money From Your IRA

On Feb. 14, Money Under 30 ran my column about the five (and only five) times it might be OK to tap a retirement account. Little did I know at the time that I'd soon put one of those scenarios to the test. In that column, I interviewed Eleanor … [Read more...]

Should I Contribute More to My 401k?

One of the most common questions we get asked by budding investors is how much they should contribute to their 401k plan; more specifically, should they be contributing more? For most, the 401k is going to be a first introduction into retirement … [Read more...]

What To Do When You You’re Over Roth IRA Income Limits

If you're single and make more than $127,000 per year or married and jointly make more than $188,000 per year, you are over Roth IRA income limits and are no longer eligible to contribute to a Roth IRA. If this strikes a chord with you — c … [Read more...]