Using the spreadsheet is easy. First, gather your paystubs and enter your monthly income. Next, collect a month’s worth of bills and receipts. Enter the monthly amounts in the appropriate categories, estimating any value that fluctuates from month-to-month.
Once you have entered all the values, the spreadsheet will tell you how much you will have left at the end of the month to save or put towards debt. The spreadsheet will also tell you how close you are to an ideal income allocation. Such allocation models are frequently used by banks and other lenders for determining your financial balance. Feel free to try the spreadsheet today using the download link below.
The Original Free Budget Spreadsheet (Version 2)
This spreadsheet for Excel 97-2003 or 2007 automatically calculates how much you have left to spend in your monthly budget categories as you input spending on a calendar-like grid.
Note: If this file downloads as a .zip instead of .xlsx, try right clicking the link and selecting ‘Save Link As’.
The Really Simple Budget Worksheet
If you don’t want to spend a lot of time with your budget, sometimes all you need is a quick chart to jot down about what you’ll spend each month. Sound about right? Then this one-page, super-simple worksheet is for you.
Need a more powerful budgeting solution? Discover Personal Capital which aggregates both your daily spending and your investments and provides free expert advice.