Advertiser disclosure

Why It Takes 7 Years To Establish Good Credit

A good credit score doesn’t come quickly. Excellent credit requires seven years of open credit accounts and on-time payments. Here’s why, and what you can do to manage your finances while working to build good credit.

What is APR?

An annual percentage rate, or APR, is a percentage that shows what it will cost you to borrow money. APR reflects both an interest rate and additional costs and fees applied to your loan or credit card balance.

Is Dental Insurance Worth It?

Having health insurance is a good idea, we all know that, but dental insurance is a little different. For some, it may not be as cost-efficient as we’d like.