Amy Bergen | Money Under 30

Is a credit builder loan right for you?

Written by Amy Bergen • Edited by David Weliver • Last updated on October 31, 2023

Credit builder loans can help you build credit from scratch or rebuild good credit after bankruptcy or years of neglecting payments.

50 Profitable Side Jobs You Can Do While You Travel

Written by Amy Bergen • Edited by David Weliver • Last updated on September 5, 2023

If you’re looking to work while you travel and make money to pay travel expenses or to build up your savings, any one of these 50 jobs is perfect for you.

Your Guide To Opening An International Bank Account

Written by Amy Bergen • Edited by David Weliver • Last updated on September 5, 2023

If you plan on spending a significant time abroad, you should seriously consider opening an international bank account. Here’s how to just that.

Why It Takes 7 Years To Establish Good Credit

Written by Amy Bergen • Edited by David Weliver • Last updated on September 5, 2023

A good credit score doesn’t come quickly. Excellent credit requires seven years of open credit accounts and on-time payments. Here’s why, and what you can do to manage your finances while working to build good credit.

What is APR?

Written by Amy Bergen • Edited by Chris Muller • Last updated on September 6, 2023

An annual percentage rate, or APR, is a percentage that shows what it will cost you to borrow money. APR reflects both an interest rate and additional costs and fees applied to your loan or credit card balance.

The true cost of eating out (and how you can save)

Written by Amy Bergen • Edited by David Weliver • Last updated on November 22, 2023

Eating out or getting takeout can be expensive. But small changes can make a big difference. Here’s how much it really costs to eat out, plus some savings tips!

Should You Invest In Marijuana Stocks?

Written by Amy Bergen • Edited by David Weliver • Last updated on September 6, 2023

Investing in marijuana stocks is becoming more and more popular, but may come with substantial risks. Here’s what you need to consider.

Kakeibo: The Japanese budget method explained

Written by Amy Bergen • Edited by David Weliver • Last updated on October 10, 2023

Get help to save more and spend more mindfully with Kakeibo, a century-old simple budgeting technique from Japan — no technology required.

Is Dental Insurance Worth It?

Written by Amy Bergen • Edited by David Weliver • Last updated on September 8, 2023

Having health insurance is a good idea, we all know that, but dental insurance is a little different. For some, it may not be as cost-efficient as we’d like.

How to save your first $1,000: A guide with tips and advice

Written by Amy Bergen • Edited by David Weliver • Last updated on November 14, 2023

Saving your first $1,000 sounds difficult, but all you need are the right tools and a plan. Read our step-by-step guide with tips and get started on $1K today.