Does your debit card have a daily spending limit?
Debit cards have daily spending limits and ATM withdrawal limits that vary by bank and account. Find yours and how to increase your debit card limits.
Debit cards have daily spending limits and ATM withdrawal limits that vary by bank and account. Find yours and how to increase your debit card limits.
When is it time to get a bank account for your side hustle or freelance gig? Why having a separate business bank account is always a good idea, even for small, part-time ventures.
Using multiple bank accounts for budgeting takes practice, but it’s well worth learning how to do it. With the right accounts, you’ll have an easier time managing your cash flow and keeping your spending in check while maximizing the benefits of each account.
How you set up and handle your money is your own personal decision. But having some money in your checking account is important.
Online banks have no physical location and require you to do everything digitally — and because of that, they tend to come with lower fees and higher rates of return. Traditional banks, on the other hand, have brick-and-mortar locations, a wider range of products, and in-person customer service.
Did you know your bank isn’t free? Banks make money in simple ways like monthly fees and interest income — and understanding those costs can help you avoid them.
At a minimum, you should have two bank accounts: one for daily expenses and one for savings. But depending on your lifestyle, you could benefit from more than that. Multiple accounts will help you to reach various savings goals, separate your bills from nonessential purchases, and more.
If you’re in the market for a new bank, you’re going to want to consider what products they offer, their fees and interest rates, and any fine print. It’s also a good idea to read reviews online and assess how the bank’s features will fit your lifestyle.
Checks are no longer necessities, but they can be convenient. While most merchants don’t prefer checks, your landlord or utility companies might, so it’s still important to understand how to write a check and balance your checkbook.
There are many arguments for keeping your financial accounts separate from your significant other, but the fact is that once you are married, all of your assets are joined in the eyes of the law. Merging your bank accounts after marriage is a very good idea. Here’s why.